Payment Options public transport
MTS Moscow Metro introduced a new way fare on the subway - using a mobile phone
of Mobile TeleSystems (MTS) and SUE "Moscow Metro" announce collaboration to develop innovative ways to pay for travel in the metro. As part of the St. Petersburg International Economic Forum, the company demonstrated a ready technological solution to pay for travel with a mobile phone technology NFC (Near Field Communication - technology of wireless high regard short-range, allowing the exchange of data between devices located at a distance of about 10 centimeters).
new method of calculation assumes the possibility of buying an electronic ticket for passage in the subway through the transfer of funds from a mobile subscriber's account. Electronic ticket is downloaded to the phone and allows the use of phone cards instead of paying for passage on the subway. To use the new service subscriber will be sufficient placing the phone to a reader turnstiles at a distance of 10 centimeters.
commercial launch of the project to pay for travel in the metro with a mobile phone is scheduled for fourth quarter of 2010. On the territory of the metro stations will operate a special point where the MTS will be able to buy an internal antenna for your Mobile phone and configure the device to be able to pay for travel on the subway. Also, subscribers will be able to replace these points MTS SIM-card to a new with a special application that allows to use the service pay for travel to the mobile account or purchase a new SIM-card. After installing the SIM-card in the phone menu will be a new section, where the subscriber can select and pay him the necessary amount of travel.
«One of the basic principles of MTS is the creation of innovative mobile services that bring new capabilities to our customers and improve the quality of life. We are pleased with the Moscow Metro to provide our users with the ability to make life more comfortable using a convenient service - fare on the subway with a mobile phone. We are confident that, thanks to its functionality and intuitive interface, yet this unique project for Russia MTS Moscow Metro widely distributed in other regions and will be another step in the development of mobile payment services in our country "- said vice-president MTS Mikhail Gerchuk commerce.
«Metro - the most popular vehicles in the city. And we are constantly working to make it as comfortable as possible for our passengers. Therefore, we are especially pleased to offer them a new convenient way to pay for travel using mobile technology. This trend is very perspective - the mobile phone today is almost all Russian citizens. And we are confident that our passengers will appreciate this opportunity, "- said Head of the Moscow subway, Dmitry Gayev.
Methods of charging fare in the underground with the help of NFC technology will be determined at the time run the solution in commercial use. Integrator for the project is the company Express-Card.
Additional information
Near Field Communication (NFC) - «short-range, operating at a frequency of 13.56 MHz at a distance of 10 cm technology relies on the use of special chips (including the SIM-card) in the communication devices. Common in the West the option of using technology NFC - the mobile phone to manage payments. Services and purchases can be paid for by bringing the NFC-phone to a NFC-scanner. Communication speed is 212 kbps. The technology has been adopted as standard in 2003.
Advantages of the service user
- To use the service, passengers do not need to buy new equipment - a special phone with a chip NFC. Enough to change the SIM-card to a special, enabled for NFC, and to acquire additional internal antenna.
- The user does not need to open a bank account, payment of travel is from the personal account of his mobile phone.
- According to the Moscow Metro, Moscow subway services used daily by about 8 million people. In hours peak at the stations are often formed long queues at cash desks, which can stand for half an hour or longer. The possibility of electronic fare payment by mobile phone to avoid wasted time waiting in queues. In addition, the purchaser of an electronic ticket is not necessary to carry with them cash money for the fare - payment is from the personal account of his mobile phone.
How does the service work
A new method for calculating the fare on the subway - is buying an electronic ticket for passage in the subway through the transfer of funds from a mobile subscriber's account and retrieve this ticket to the memory of the mobile phone. To pay for travel on the subway to the subscriber will dostatochnopodnesti phone to a reader turnstiles.
at the station of the capital Metro will operate a special point where MTS subscribers can purchase an internal antenna for your cell phone and set up the apparatus function payment of travel in the subway. Also, subscribers will be able to replace these points MTS SIM-card to a new special application that allows to use the service pay travel services from a mobile account, or purchase a new SIM-card. After installing the SIM-card in the phone menu will be a new section, where the subscriber can select and pay for it needs the amount of travel.
Secure payment
NFC is a wireless technology to a small radius of action (10 cm), which is based on the principle of secure communication by radio over short distances between electronic devices that combine functions of a contactless reader and a contactless card. Special SIM-card, which communicates with the NFC-controller, the phone identifies the user and ensures the safety of information transmission. This in particular means that the replacement of SIM-locked, for example, after stealing the phone will not allow new user devices continue to pay for electronic tickets in the subway with a personal account of the former owner of the phone.
In addition, to ensure secure transfer of information in the SIM-card application is used, which operates a certified protocol SWP, approved by the European Institute Telecommunications Standards (ETSI). Security level transactions using NFC-technology the highest - because of the minimum radius of interaction devices intercept scams impossible.
Foreign experience fare payment via mobile phones
Within a few years after approval In 2003 the standard for NFC technology for travel via mobile phones was launched in European countries. In the UK, this technology is used for fare payment and settlement at the gas station since 2006.
Since April 2009, the operator O2 has launched a test zone in the city of Plzen (Czech Republic), giving its subscribers the opportunity to pay with their mobile phones for bus fare and for purchases at some local stores. In addition, the Czech underground, on buses and trams it is possible fare by SMS. A passenger pays the fare (it does not differ from the price of the ticket at the box office) by sending SMS a short number. The fare is debited from his account. Pay for the ticket so you can with phones with SIM-cards of local operators: T-mobile, Eurotel and Vodafone.
In May 2010, a test zone, also provide for payment of travel by public transport with a mobile phone, launched in the French Nice three national mobile operators - Orange, SFR and Bouygues Telecom.
operator Vodafone has carried out a pilot project with the English railway operator Renfe to pay for travel via mobile phone SIM cards with integrated NFC module.
phones are used to pay for the subway in the USA and Germany. In Japan, the NFC technology is used in various industries since 2007. Mobile payments are taking a number of Japanese restaurants and cafes. Among them are McDonald's: Mobile subscribers operator NTT DoCoMo can pay for their purchases in this network, a non-contact method.
introduction of contactless payment subway system in Russia
contactless payments based on NFC technology introduced in Russia in 1999 as the current contactless tickets with RFID tags (RFID) to travel on the subway. Metro ticket You can also pay a non-contact method with the help of plastic cards of the Bank of Moscow, "Crusade", Citibank, Alfa-Bank, Rosbank and Master of the bank. Plans for the introduction of fare on the subway with a mobile phone tied to a bank account in May of this year announced the biggest bank Russia - Sberbank.
In 2008 the project was trying to implement contactless payment Expobank in conjunction with MasterCard, based on technology PayPass. PayPass feature can be equipped with not only a bank card, but watch, key chain, mobile phone, etc. In Russia, however, this program is not widespread.
First in Russia, a test project to pay for subway with a mobile phone was implemented in 2007. On the Tube station in the Moscow metro were tested technology of contactless fare payment on public transport on the basis of NFC technology on a mobile phone. The test used Nokia 6131 NFC phones with the chip, able to communicate with readers in the subway turnstiles. The project also involved the payment system Visa. Nokia and Visa developed a special application to a phone menu that allows the owner of the tube in advance to enter your credit card number and pay the ticket on the subway.
Project, started by MTS and the Moscow metro - is Russia's first commercial project fare on the subway with a mobile phone technology-based NFC. An important difference from existing systems, contactless fare on the subway with credit cards is that the user MTS services do not need to open a bank account, travel expenses made from the account of his mobile phone. The user is also not required to purchase new equipment - the phone with a chip NFC.
market outlook for mobile payments
According to research firm Juniper Research, the global volume of NFC-payments in 2009 amounted to $ 8 billion and by 2014 will exceed $ 110 billion
analysts Juniper Research predicts that by 2014 one in six mobile user will be enabled mobile phone Technology NFC. They note that high growth market of NFC-payments in the next five years should be expected in North American and West European regions.
June 18, 2010 Source http://www.business-tools.ru/communicationphoto?Id=2097
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